My wife stays home with our children and I am a small business owner. We are in the US.Last year my income was around $700,000. It is highly likely our income this year will hit around $850,000. My employees are well compensated and happy (relatively) and we pra good work product to our clientele, which keeps them happy.You gain a different perspective making this kind of money. Our net worth has slowly graduated to where it’s now around $3,000,000 - that number sounds great but much of it is illiquid (my business is worth about a million dollars and we have probably a million dollars tied up in real estate). True wealth would be having enough assets to produce an upper middle class lifestyle without having to work.My greatest asset is my brain and the ability I have to do the work. I keep it well protected - I’ve eliminated any risky hobbies and what not and have 4 million dollars of life insurance, in addition to hefty disability insurance policies.So what does 700k/year get us -Our house is relatively modest. We bought it in California mid-recession in 2011. It is a large house (3500 sq. feet) on a relatively large lot (1/2 acre), but it is older. What the income gets us is the ability to do some major home improvements without having to borrow money. This year we are re-doing the entry way (5k), the stair way (6k), a bedroom (10k), and painting the house (10k). We are doing all of this from just our income and those numbers just fall off my fingers writing this and it’s as if it were just monopoly money.Our cars are also relatively modest. I drive a 5 year old Toyota I have no intentions of getting rid of any time soon. We did spring for a newer SUV model last fall - and we paid for it in cash. What was it like writing a check for $46,000? Again, it felt and feels a lot like playing Monopoly. Needed the car, wrote a check, moved on with life.We have 3 children with acute medical needs. Our maximum deductible on our health insurance is $13,000 which was met by the end of January. What happened when I got the bill? I called up the healthcare provider and paid it and moved on with life. We do appreciate the life saving care our children have received and we donated $10,000 at the end of last year to one of the hospitals our son was treated at. We will never have enough to ever have our names on a building, but we do like giving back where we can.My wife still shops relatively frugally. Our children are in large part dressed at Goodwill just because they go through clothing so quickly. She can buy them something that they decide they don’t like and we can just write it off as no big deal. She does spend a bit more money on their shoes generally speaking.We save a lot of money every month into retirement. Every year we are saving $24,000 into our 401k plan, $12,000 into IRA accounts, $12,000 into a life insurance policy, and $30,000 into our children’s educational accounts. In addition I have a company savings account I am putting $48,000/year into. If everything goes well by age of 62 (I am early 40s now) we will have a liquid net worth of around $6,000,000 (if everything goes well with our real estate, that net worth would likely be closer to 10 million with my company’s value and real estate value). The plan would be to have money conserved for our three children with special needs, although one of them will likely die before we do due to his acute medical condition.Our children are spoiled. I caught my 16 year old talking and complaining about “the rich kids” around town as our home is in close proximity to a couple of the area’s exclusive private schools (which she does not attend). I think she lacks perspective, but I don’t blame her. I grew up in a lower middle class home without any real amenities. Our kids just have about anything they want. Bad grades in math? We’re getting a tutor. Want to try tennis? We put them in private lessons. Want to go on expensive school trips to Hawaii, San Diego or other cool locations? Sure. Burning $1,000 is not a big deal. We do worry about how this will impact them as they age, but they seem like real good kids and they have nice goals. Our oldest wants to either be a high school teacher or try musical therapy, while our third child wants to be a doctor. Spoiled or not, I love them and want to give them the best life experience possible.We give and we give a lot. Of that $700,000 of income last year, we charitably gave close to $60,000. We do believe in paying tithes/offerings to our church, but we also believe in privately giving. We have done this in smaller increments more times than I can count. No one usually knows but us and the receiver. People are always profoundly grateful for the help and we feel profoundly blessed to be able to help out.We have given to local political campaigns a bit. I would earound 4–5k each election cycle. I did not give to our current President because I believe he is a wretched and immoral man, but we did give a lot locally. I must say it trips me out when I get calls from prominent local politicians. “I have Mr. Prominent Politician on line 1”.I was talking about our 1st quarter financial results with my wife the other day, and I commented that our first federal estimated tax payment would have to be around $75,000. How did that feel? It felt like, you guessed it, Monopoly. It is just a number on the computer that I see go from my bank account to the government to keep everyone happy and the government out of my affairs.We do just about anything we want without financial consequence. We literally never think about money. Want to take the kids out on Saturday for a lunch and bowling after getting our two cars detail cleaned? Sure. $400 gone. Do we miss it? No. Out to dinner? No big deal. An impromptu trip to Monterey or Southern California? It’s fine. A new years trip to Newport Beach staying in a vacation rental right on the beach? Great. We just never, ever have to worry about money.So how does it all feel? What do I think about it?I think it’s crazy. I still can’t get over it . My first job out of college was $15.50/hour and at the time (2001) I thought it was more money than I could even handle. I’m about to pay the feds $75,000 - which is twice as much as my annual earnings were in 2001/2002.I see the nearly two decades of life choices and sacrifice wrapped up in it. I see and feel the hatred I had of my job when I quit it in 2005 to go out on my own. I see the sacrifices my wife made when she chose to marry me, and the trust she put in me as her husband. I see how scared she must have been when I quit my job to try it on my own, and how unsure she must have felt. I see the hours I had to work (and have to work) to make this all happen. In short, the money feels like a natural consequence of good decision making….and a bit of luck.We probably spend way too much even given our other relatively modest lifestyle choices. Last year we spent $225,000 even though our house payment is only $1,500/month. I think back to 12 years ago when we were living off of 4k/month and just wish at times we could go back to that….and save the rest. In the end though the only thing that would buy me would be the ability to retire 5–6 years sooner, and that’s it. If something happened to me or if I lost my ability to make the money, we could scale back fairly quickly.Probably the most important thought - Money. Does. Not. Make. You. Happy. End of story. Money provides more options but it will not change who you are for the better. If you are a rotten poor person, you will likely be a worse rich person. If you are a bitter person in the middle class, you would like be a bitter rich person. If anything money will accentuate the bad in you.I dunno - I do my best to work hard and pra good product to the public. I fail a lot but I try real hard. I am profoundly grateful for this opportunity and am unsure why most people will not experience life in the same way.